Trademark, Copyright, and Disclaimer information

Ownership of Web Site, Copyrights, and Trademarks
This web site is owned and operated by First Fiduciary Investment Counsel, Inc. (the "company") All of the materials contained in this web site, including all text, images, video, and audio (collectively the "content") are either owned by the company or they are licensed to it and are copyrighted. The company and its licensors retain and reserve all proprietary rights in and to the content.

You may make one copy, or download one copy to your own, single computer, for your own personal and non-commercial use, of any content on this web site provided that you retain, and do not delete or change, any copyright, trademark or other proprietary notices contained in the original content on such copies. All such copies must include, at a minimum, the following copyright notice: "Copyright © 2008 First Fiduciary Investment Counsel, Inc. All rights reserved."

You may not, however, use on your own web site or on anyone else’s web site or in any networked computer environment, anything you copy or download from this web site, nor may you or anyone else use any content in any other commercial or public manner or channel, or redistribute any portion of the content, unless you have first received the company's prior written consent to do so in a letter signed by an authorized company official. You also may not alter, in any way, any of the content you copy or download. If you violate any of these Terms, your authorization to use our web site terminates automatically, and you agree to immediately destroy any copies you have of any portion of the content.

The various company names, marks, logos, products and services referenced on this web site are either trademarks or service marks, or registered trademarks or service marks, of the company or its affiliates. Other product and company names referenced on this web site may be the trademarks or service marks of others. The unauthorized use of any trademark or service mark displayed on this web site or any other trademark or service mark of the company or its affiliates is strictly prohibited. Any rights not expressly granted herein are reserved to the company.

General Disclaimer
The First Fiduciary Investment Counsel, Inc. (company) website is intended to provide general information about the company, its functions, programs, and services. All reasonable measures are taken to ensure the quality and accuracy of the information presented here. However, due to the possibility of unauthorized modification of the data, transmission errors, HTML browser incompatibilities, changes made since the last update to the Website, or other aspects of electronic communication that are beyond the company's control, the company does not guarantee the accuracy of the information provided on its Website and is not liable for reliance on this information. In using this website, you agree that its information and services are provided "as is, as available" without warranty, express or implied, and that you use this site at your own risk.

The information and data included on the company's website have been compiled by company staff from a variety of sources and are subject to change without notice. The company makes no warranties or representations whatsoever regarding the quality, content, completeness, or adequacy of such information and data. Official records always take precedence over information contained in this website. Before making a decision based on information from this website, follow up with a review of official records to assure accuracy.

If misleading, inaccurate or otherwise inappropriate information is brought to our attention, a reasonable effort will be made to fix or remove it. Such concerns should be addressed to steve@exnerconsulting.com.

Link Disclaimer
The company's Website may contain links to other web or computer sites that are not owned, regularly reviewed or controlled by the company. The existence of these links should not be construed as an endorsement of these sites or their content by the company. The company will in no way be held responsible for the content of any such link. It is the policy of the company to limit these links to web sites that provide information relevant to the functions and services of the company.

External websites are welcome to link to the pages on the company's as long as the company's pages are not forced into the other site's frameset. The company reserves the right to modify the code of its site to prevent hijacking of its pages in this manner. The company cannot be held responsible for information and opinions on sites that link to its site.

Privacy Statement
General information about your computer that is transferred in the standard operation of the Internet is retained in the logs of this website, but no effort is made to associate this information with any individual. This site does not regularly make use of cookies. On the rare occasions when cookies are employed, no personally identifiable information is stored in them, and, in most cases, you will be notified before a cookie is sent to your machine. If you send the company e-mail or provide information to one of the website's forms that contains personally identifiable information, the company will use that information to respond to you. Certain e-mail may constitute a public record and be subject to disclosure under state law.

Site Design
This site was designed in collaboration with Steve Exner of Exner Consulting. Most of the accent images found on this site were cropped from full-frame photographs taken by Steve Exner.

Site Comments
The company appreciates questions, comments, and any other feedback that will help us serve you better. Please contact laura@firstfiduciary.com to report any errors, ommissions, or offer your suggestions. Please be sure to include the URL of the page when reporting a problem.

Communications sent via the Internet shall in no way be deemed to constitute legal notice to the company or any of its officers, agents, or employees, where notice to the company is required by any law, rule, regulation, or contract.

Acceptance
The use of the company's website indicates your unconditional acceptance of the above disclaimers and statements. You further agree that the company and its staff have no liability for direct, indirect, incidental, punitive, or consequential damages with respect to the information, services, or content contained on or otherwise accessed through this web site.